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Experienced, Effective & Compassionate Bankruptcy Lawyers in Portsmouth, VA

Struggling with overwhelming debt? You’re not alone—and you don’t have to navigate it alone either. At John W. Lee, P.C., our compassionate and experienced Portsmouth bankruptcy attorneys are here to guide you every step of the way.

We understand that falling behind on bills is stressful—and that the idea of filing for bankruptcy can feel overwhelming. With over 70 years of combined legal experience and more than 10,000 bankruptcy cases handled, our team has the knowledge and dedication to help you move forward with confidence.

 

Will You Lose Your Assets in Bankruptcy?

Without skilled legal representation, you could risk losing your home, car, wages, tax refund, or other important assets in the bankruptcy process. However, working with an experienced bankruptcy attorney in Portsmouth can help you protect what matters most. We can often help clients safeguard their homes, vehicles, and income while eliminating debt.

Bankruptcy can also stop:

  • Foreclosures

  • Wage garnishments

  • Repossessions

  • Harassing creditor phone calls

 

Can You Rebuild Credit After Bankruptcy?

Many people hesitate to file because they fear it will destroy their credit. While your score may dip initially, it often rebounds quickly—sometimes even improving within just a couple of years. In fact, many of our clients in Portsmouth and surrounding areas go on to finance cars or purchase homes within a few years of filing.

If you’re looking for reliable bankruptcy help in Portsmouth, the attorneys at John W. Lee, P.C. are here to support you.We proudly serve clients throughout Portsmouth and neighboring areas.

The bankruptcy​ attorneys at John W. Lee, P.C. offer a free initial consultation and payment plans. If your creditors won’t stop calling and harassing you,
then call us: we will be able to help.

Overwhelmed By Credit Card Debt? Protect Your Assets and Rebuild Your Credit!

Virginia Chapter 7 Bankruptcy

Virginia Chapter 7 Bankruptcy

Chapter 7 is the most common type of bankruptcy. A Chapter 7 bankruptcy will discharge most all types of debts. These include medical bills, credit cards, store cards, credit lines, payday loans and more. In this article you will find helpful information about secured debt, mortgage and judgement liens, credit counseling, and much more.
Virginia Chapter 13 Bankruptcy

Virginia Chapter 13 Bankruptcy

Under a chapter 13 bankruptcy, a debtor offers a 3-5 year repayment plan to the creditors. The goal is for the debtor to pay off all or part of their debts from future income. Chapter 13 bankruptcy is a reorganization whereas Chapter 7 bankruptcy is a liquidation. We help you decide if a Chapter 13 filing is right for your situation.
Stopping a Foreclosure

Stopping a Foreclosure

Most any bankruptcy can temporarily stop a foreclosure unless the debtor has filed too many previous bankruptcies. Without a doubt, it is in the best interest of a debtor to contact a bankruptcy lawyer as soon as possible once a foreclosure notice is received in the mail. At the above link you’ll find an overview of information concerning stopping foreclosure with a Virginia Chapter 13 bankruptcy.
Protecting Your Assets in Bankruptcy

Protecting Your Assets in Bankruptcy

The trusted bankruptcy attorneys at The Law Offices of John W. Lee, P.C., can help individuals filing for bankruptcy protect some or all of their assets through exemptions granted under Virginia law. This article provides an overview of information concerning Federal bankruptcy exemptions and how Virginia has opted out of following them.
Managing and Rebuilding Credit

Managing and Rebuilding Credit

The Virginia Beach bankruptcy attorneys at The Law Offices of John W. Lee, P.C., understand the importance of establishing good credit. Along with this, we also realize that unforeseen financial challenges, such as unemployment or a serious illness or injury, can overwhelm even the most conscientious individual. We share our strategy for helping individuals to rebuild their credit and manage debt starts in a review of basic credit principles.