Insurance and Annuity Exemptions

Insurance and Annuity Exemptions

Until recently when a debtor filed a chapter 7 bankruptcy he would not be able to exempt (protect from his creditors) the cash surrender value of his life insurance policy. If the debtor did not have enough room on his Homestead Deed, then he would have to turn over...
Last Will and Testament

Last Will and Testament

By John Lee While Virginia allows a person to draft his own Last Will and Testament it is certainly not advisable. There are many unforeseen pitfalls to even basic estate planning.  An attorney can help you come up with an Estate Plan that sets your mind at rest and...
Business Formation

Business Formation

While the majority of my practice consists of bankruptcy and divorce, I have had the pleasure of assisting with a few businesses startups. Also, over the course of handling thousands of bankruptcies; I have seen new startups make the same mistakes over and over. It...