[et_pb_section fb_built=”1″ admin_label=”Header” _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ use_background_color_gradient=”on” background_color_gradient_direction=”90deg” background_color_gradient_stops=”rgba(0,0,0,0) 50%|#000000 50%” background_color_gradient_start=”rgba(0,0,0,0)” background_color_gradient_start_position=”50%” background_color_gradient_end=”#000000″ background_color_gradient_end_position=”50%” background_image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2025\/05\/hampton-skyline-1-1.jpg” background_position=”bottom_center” background_vertical_offset=”35%” custom_padding=”||0px||false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.19.0″ _module_preset=”default” background_color=”#0a4a7c” custom_padding=”40px|60px|22px|60px|false|true” custom_padding_tablet=”40px|30px|40px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”b53a70bb-9f62-4ee5-b34f-c7a321ddbf6c” header_font=”Merriweather|700|||||||” header_text_color=”#FFFFFF” header_font_size=”45px” header_line_height=”1.2em” custom_margin=”||10px||false|false” header_font_size_tablet=”40px” header_font_size_phone=”24px” header_font_size_last_edited=”on|desktop” header_line_height_tablet=”1.3em” header_line_height_phone=”1.4em” header_line_height_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n
[\/et_pb_text][lwp_divi_breadcrumbs link_color=”#FFFFFF” separator_color=”#FFFFFF” current_text_color=”rgba(255,255,255,0.75)” _builder_version=”4.22.2″ _module_preset=”default” module_font=”|700|||||||” global_colors_info=”{}”][\/lwp_divi_breadcrumbs][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”||0px|||” global_colors_info=”{}”][et_pb_column type=”1_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.22.2″ _module_preset=”default” link_font=”|600|||on|||#0a4a7c|” link_text_color=”#0a4a7c” custom_margin=”0px|||||” global_colors_info=”{}”]<\/p>\n
Bankruptcy Law FAQ<\/a> Struggling with overwhelming debt? You’re not alone\u2014and you don\u2019t have to navigate it alone either. At John W. Lee, P.C., our compassionate and experienced Hampton bankruptcy attorneys are here to guide you every step of the way.<\/p>\n We understand that falling behind on bills is stressful\u2014and that the idea of filing for bankruptcy can feel overwhelming. With over 70 years of combined legal experience and more than 10,000 bankruptcy cases handled, our team has the knowledge and dedication to help you move forward with confidence.<\/p>\n Without skilled legal representation, you could risk losing your home, car, wages, tax refund, or other important assets in the bankruptcy process. However, working with an experienced bankruptcy attorney in Hampton can help you protect what matters most. We can often help clients safeguard their homes, vehicles, and income while eliminating debt.<\/p>\n Bankruptcy can also stop:<\/p>\n Foreclosures<\/p>\n<\/li>\n Wage garnishments<\/p>\n<\/li>\n Repossessions<\/p>\n<\/li>\n Harassing creditor phone calls<\/p>\n<\/li>\n<\/ul>\n Many people hesitate to file because they fear it will destroy their credit. While your score may dip initially, it often rebounds quickly\u2014sometimes even improving within just a couple of years. In fact, many of our clients in Hampton and surrounding areas go on to finance cars or purchase homes within a few years of filing.<\/p>\n If you’re looking for reliable bankruptcy help in Hampton, the attorneys at John W. Lee, P.C. are here to support you.We proudly serve clients throughout Hampton and neighboring areas.<\/p>\n [\/et_pb_text][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.19.0″ _module_preset=”default” background_color=”#0d4a7c” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_text_color=”#FFFFFF” header_4_text_color=”#FFFFFF” header_4_line_height=”1.3em” custom_padding=”|25px||25px|false|false” global_colors_info=”{}”]<\/p>\n Overwhelmed By Credit Card Debt? Protect Your Assets and Rebuild Your Credit!<\/p>\n [\/et_pb_text][et_pb_button button_url=”tel:7578960868″ button_text=”Call (757) 304-6117 Today!” button_alignment=”center” _builder_version=”4.27.4″ _module_preset=”default” custom_button=”on” button_text_size=”18px” button_text_color=”#0d4a7c” button_bg_color=”#FFFFFF” button_border_width=”0px” button_border_radius=”0px” button_font=”Lato|700||on|||||” button_icon=”||divi||400″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column_inner][\/et_pb_row_inner][\/et_pb_column][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.19.0″ _module_preset=”default” custom_padding=”3px|||||” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Virginia Chapter 7 Bankruptcy” url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-2-1-300×199.jpg” alt=”Virginia Chapter 7 Bankruptcy” icon_alignment=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/” global_colors_info=”{}”]Chapter 7 is the most common type of bankruptcy. A Chapter 7 bankruptcy will discharge most all types of debts. These include medical bills, credit cards, store cards, credit lines, payday loans and more. In this article you will find helpful information about secured debt, mortgage and judgement liens, credit counseling, and much more.
\nChapter 7 Bankruptcy<\/a>
\nChapter 13 Bankruptcy<\/a>
\nStopping A Foreclosure<\/a>
\nProtecting Assets<\/a>
\nManaging and Rebuilding Credit<\/a>
\nRequired Documents<\/a>
\nMedia Center<\/a>
\nBankruptcy Guest Speaking<\/a>
\n[\/et_pb_text][et_pb_image src=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/avvo-rating-final.png” title_text=”avvo-rating-final” _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_4″ specialty_columns=”3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.19.0″ _module_preset=”default” custom_margin=”||||false|false” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”3_4″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” link_font=”||||on|||#0a4a7c|” link_text_color=”#0a4a7c” global_colors_info=”{}”]<\/p>\nExperienced, Effective & Compassionate Bankruptcy Lawyers in Hampton<\/h3>\n
\u00a0<\/h4>\n
Will You Lose Your Assets in Bankruptcy?<\/h4>\n
\n
\u00a0<\/h4>\n
Can You Rebuild Credit After Bankruptcy?<\/h4>\n
\u00a0<\/h4>\n
Fast, Local Bankruptcy Help in Hampton<\/h4>\n
The bankruptcy\u200b attorneys at John W. Lee, P.C. offer a free initial consultation and payment plans. If your creditors won\u2019t stop calling and harassing you,
\nthen call us: we will be able to help.<\/h4>\n
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Virginia Chapter 13 Bankruptcy” url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-3-300×199.jpg” alt=”Virginia Chapter 13 Bankruptcy” icon_alignment=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/” global_colors_info=”{}”]Under a chapter 13 bankruptcy, a debtor offers a 3-5 year repayment plan to the creditors. The goal is for the debtor to pay off all or part of their debts from future income. Chapter 13 bankruptcy is a reorganization whereas Chapter 7 bankruptcy is a liquidation. We help you decide if a Chapter 13 filing is right for your situation.
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Stopping a Foreclosure” url=”https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-5-300×199.jpg” alt=”Stopping a Foreclosure” icon_alignment=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/” global_colors_info=”{}”]Most any bankruptcy can temporarily stop a foreclosure unless the debtor has filed too many previous bankruptcies. Without a doubt, it is in the best interest of a debtor to contact a bankruptcy lawyer as soon as possible once a foreclosure notice is received in the mail. At the above link you’ll find an overview of information concerning stopping foreclosure with a Virginia Chapter 13 bankruptcy.
\n[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Protecting Your Assets in Bankruptcy” url=”https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-6-300×199.jpg” alt=”Protecting Your Assets in Bankruptcy” icon_alignment=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/” global_colors_info=”{}”]The trusted bankruptcy attorneys at\u00a0The Law Offices of John W. Lee, P.C.<\/strong><\/em>, can help individuals filing for bankruptcy protect some or all of their assets through exemptions granted under Virginia law. This article provides an overview of information concerning Federal bankruptcy exemptions and how Virginia has opted out of following them.
\n[\/et_pb_blurb][et_pb_blurb title=”Alternatives to a Virginia Bankruptcy” url=”https:\/\/hamptonroadslawfirm.com\/alternatives-to-bankruptcy\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-1-300×199.jpg” icon_alignment=”left” disabled_on=”on|on|on” _builder_version=”4.19.0″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/alternatives-to-bankruptcy\/” disabled=”on” global_colors_info=”{}”]Whether you choose a Chapter 7 or a Chapter 13, a bankruptcy offers people a means of getting out of debt. Bankruptcy is not for everyone, however. Options include negotiating with unsecured creditors, debt consolidation, mortgage debt negotiations, or even doing nothing. Click the link above to learn more.
\n[\/et_pb_blurb][et_pb_blurb title=”Virginia Chapter 11 Bankruptcy” url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-11-bankruptcy-attorneys\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-4-300×199.jpg” icon_alignment=”left” disabled_on=”on|on|on” _builder_version=”4.19.0″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/virginia-chapter-11-bankruptcy-attorneys\/” disabled=”on” global_colors_info=”{}”]A Chapter 11 bankruptcy generally applies for debt reorganization usually involving a corporation or partnership. Plus, a Chapter 11 debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. Inside you’ll find information concerning the process of filing a Chapter 11 bankruptcy and the reorganization plan.
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Managing and Rebuilding Credit” url=”https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/” image=”https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/image-7-300×199.jpg” alt=”Managing and Rebuilding Credit” icon_alignment=”left” _builder_version=”4.19.5″ _module_preset=”default” header_font=”|700|||on|||#074a7c|” header_text_color=”#074a7c” link_option_url=”https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/” global_colors_info=”{}”]The Virginia Beach bankruptcy attorneys at\u00a0The Law Offices of John W. Lee, P.C.<\/strong><\/em>, understand the importance of establishing good credit. Along with this, we also realize that unforeseen financial challenges, such as unemployment or a serious illness or injury, can overwhelm even the most conscientious individual. We share our strategy for helping individuals to rebuild their credit and manage debt starts in a review of basic credit principles.
\n[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.19.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_code _builder_version=”4.27.4″ _module_preset=”default” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]