{"id":3525,"date":"2014-10-21T19:04:59","date_gmt":"2014-10-21T19:04:59","guid":{"rendered":"http:\/\/elite1158.inmotionhosting.com\/~hamptonr\/?page_id=3525"},"modified":"2026-08-11T17:26:35","modified_gmt":"2026-08-11T17:26:35","slug":"bankruptcy","status":"publish","type":"page","link":"https:\/\/hamptonroadslawfirm.com\/?page_id=3525","title":{"rendered":"Bankruptcy"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Header&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(0,0,0,0.58)&#8221; background_image=&#8221;https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2026\/08\/AdobeStock_355143949-scaled.jpeg&#8221; background_blend=&#8221;overlay&#8221; custom_margin=&#8221;0px||0px||true|false&#8221; custom_padding=&#8221;0px||0px||true|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;100px||100px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;b53a70bb-9f62-4ee5-b34f-c7a321ddbf6c&#8221; header_font=&#8221;Merriweather|700|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;45px&#8221; header_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||10px||false|false&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;34px&#8221; header_font_size_last_edited=&#8221;on|desktop&#8221; header_line_height_tablet=&#8221;1.3em&#8221; header_line_height_phone=&#8221;1em&#8221; header_line_height_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Trusted Bankruptcy Lawyers in Hampton Roads<\/h1>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>Experienced Attorneys. Comprehensive Legal Representation.<\/h3>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|off|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>When debt becomes overwhelming, finding the right bankruptcy lawyers in Hampton Roads can help you understand your options and determine a path forward. Constant creditor calls, mounting bills, wage garnishments, or the threat of foreclosure can create enormous financial and emotional stress. At the same time, the thought of filing for bankruptcy can feel intimidating.<\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Call 757-896-0868 Today!&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0d4a7c&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Lato|700||on|||||&#8221; button_icon=&#8221;&#xe090;||divi||400&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_4,3_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Our Bankruptcy Services&#8221; open_toggle_background_color=&#8221;#f4f4f4&#8243; closed_toggle_background_color=&#8221;#f4f4f4&#8243; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; title_line_height=&#8221;1.4em&#8221; closed_title_line_height=&#8221;1.4em&#8221; body_link_text_color=&#8221;#555555&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/\">Stopping A Foreclosure<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/\">Protecting Assets<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/\">Managing &amp; Rebuilding Credit<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/bankruptcy-needed-documents\/\">Required Documents<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/\">Chapter 7 Bankruptcy<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/\">Chapter 13 Bankruptcy<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/bankruptcy-frequently-asked-questions-faqs\/\">Bankruptcy Law FAQ<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-beach-attorneys-media\/\"><strong>Media Center<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/hampton-roads-legal-guest-speakers\/\">Bankruptcy Guest Speaking<\/a><\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Other Services in Hampton Roads&#8221; open_toggle_background_color=&#8221;#f4f4f4&#8243; closed_toggle_background_color=&#8221;#f4f4f4&#8243; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; title_line_height=&#8221;1.4em&#8221; closed_title_line_height=&#8221;1.4em&#8221; body_link_text_color=&#8221;#555555&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Family Law<\/li>\n<li>Criminal Defense<\/li>\n<li>Traffic &amp; DUI<\/li>\n<li>Estate Planning<\/li>\n<li>Personal Injury<\/li>\n<li>Firearm Rights<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_image src=&#8221;https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2022\/11\/avvo-rating-final.png&#8221; title_text=&#8221;avvo-rating-final&#8221; disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#0d4a7c&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; header_2_line_height_tablet=&#8221;&#8221; header_2_line_height_phone=&#8221;1.2em&#8221; header_2_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Experienced Bankruptcy Representation When You Need It Most<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"isSelectedEnd\">You don&#8217;t have to navigate the bankruptcy process alone. Hampton Roads Law Firm of John W. Lee, P.C. provides experienced bankruptcy lawyers to individuals throughout Hampton Roads. Our attorneys and legal team can help you understand your options, determine whether bankruptcy is right for your circumstances, and guide you through the process from beginning to end.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3>What Can Bankruptcy Help With?<\/h3>\n<p class=\"isSelectedEnd\">Bankruptcy may provide relief from certain types of overwhelming debt and can offer legal protections for individuals facing serious financial difficulties. Depending on your circumstances, filing for bankruptcy may help you address:<\/p>\n<ul data-spread=\"false\">\n<li>Credit card and store card debt<\/li>\n<li>Medical bills<\/li>\n<li>Personal loans and lines of credit<\/li>\n<li>Payday loans<\/li>\n<li>Wage garnishments<\/li>\n<li>Creditor collection efforts<\/li>\n<li>Foreclosure<\/li>\n<li>Other qualifying debts<\/li>\n<\/ul>\n<p class=\"isSelectedEnd\">The right bankruptcy strategy depends on your financial situation, your assets, your income, and the types of debt you owe. Speaking with an experienced bankruptcy attorney can help you understand which options may be available to you.<\/p>\n<h2>\u00a0<\/h2>\n<p>[\/et_pb_text][et_pb_toggle title=&#8221;Our Bankruptcy Services&#8221; open_toggle_background_color=&#8221;#f4f4f4&#8243; closed_toggle_background_color=&#8221;#f4f4f4&#8243; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; title_line_height=&#8221;1.4em&#8221; closed_title_line_height=&#8221;1.4em&#8221; body_link_text_color=&#8221;#555555&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/\">Stopping A Foreclosure<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/\">Protecting Assets<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/\">Managing &amp; Rebuilding Credit<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/bankruptcy-needed-documents\/\">Required Documents<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/\">Chapter 7 Bankruptcy<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/\">Chapter 13 Bankruptcy<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/bankruptcy-frequently-asked-questions-faqs\/\">Bankruptcy Law FAQ<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-beach-attorneys-media\/\"><strong>Media Center<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/hampton-roads-legal-guest-speakers\/\">Bankruptcy Guest Speaking<\/a><\/strong><\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Other Services in Hampton Roads&#8221; open_toggle_background_color=&#8221;#f4f4f4&#8243; closed_toggle_background_color=&#8221;#f4f4f4&#8243; disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; title_line_height=&#8221;1.4em&#8221; closed_title_line_height=&#8221;1.4em&#8221; body_link_text_color=&#8221;#555555&#8243; custom_margin=&#8221;||20px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<ul>\n<li>Family Law<\/li>\n<li>Criminal Defense<\/li>\n<li>Traffic &amp; DUI<\/li>\n<li>Estate Planning<\/li>\n<li>Personal Injury<\/li>\n<li>Firearm Rights<\/li>\n<\/ul>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#0d4a7c&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; custom_padding=&#8221;12px||12px||true|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Serving Clients Throughout Hampton Roads<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; header_4_font=&#8221;&#8211;et_global_body_font||||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;20px&#8221; header_4_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4 class=\"isSelectedEnd\">The attorneys at John W. Lee, P.C. offer a free initial consultation and payment plans. If your creditors won&#8217;t stop calling and harassing you, call us: we will be able to help.<\/h4>\n<h4>Contact us today for bankruptcy lawyers in Hampton Roads.<\/h4>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;tel:7578960868&#8243; button_text=&#8221;Call 757-896-0868 Today!&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#0d4a7c&#8221; button_bg_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Lato|700||on|||||&#8221; button_icon=&#8221;&#xe090;||divi||400&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f4f4f4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#0d4a7c&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Our Bankruptcy Services in Hampton Roads<\/h2>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;off|off|on&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; link_text_color=&#8221;#555555&#8243; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Hampton Roads Law Firm provides experienced legal guidance across a range of bankruptcy and debt-related matters, helping you understand your options and determine the best path forward.<\/p>\n<p style=\"text-align: center;\">For general information about the federal bankruptcy process, you can also visit the <strong><a href=\"https:\/\/www.uscourts.gov\/court-programs\/bankruptcy?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">U.S. Courts Bankruptcy Basics<\/a>.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_text disabled_on=&#8221;on|on|off&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; link_text_color=&#8221;#555555&#8243; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Hampton Roads Law Firm provides experienced legal guidance across a range of bankruptcy and debt-related matters, helping you understand your options and determine the best path forward.<\/p>\n<p>For general information about the federal bankruptcy process, you can also visit the <strong><a href=\"https:\/\/www.uscourts.gov\/court-programs\/bankruptcy?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\">U.S. Courts Bankruptcy Basics<\/a>.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/alternatives-to-bankruptcy\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Bankruptcy Alternatives<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Explore your options before deciding to file.<\/strong><\/p>\n<p style=\"text-align: center;\">Learn about potential alternatives to bankruptcy and determine what may be right for your financial situation.<\/p>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/bankruptcy-needed-documents\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Required Documents for Bankruptcy<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Know what you need before you file.<\/strong><\/p>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\">Understanding the documents and financial information required can help you prepare for the bankruptcy process with confidence.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Protecting Your Assets<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Understand what you may be able to protect.<\/strong><\/p>\n<p style=\"text-align: center;\">Learn how Virginia&#8217;s bankruptcy exemptions may apply to your home, vehicle, personal property, and other assets.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Stopping A Foreclosure<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Take action when your home is at risk.<\/strong><\/p>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\">Depending on your circumstances, bankruptcy may provide protections that can temporarily stop or delay foreclosure proceedings.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/mortgage-loan-modification-legal-services-2\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Loan Modification<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Explore options for making your mortgage more manageable.<\/strong><\/p>\n<p style=\"text-align: center;\">A loan modification may help eligible homeowners address difficult mortgage payments and avoid foreclosure.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Managing &amp; Rebuilding Credit<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Take steps toward a stronger financial future.<\/strong><\/p>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\">Understand how bankruptcy and debt affect your credit and learn strategies for rebuilding after financial hardship.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Chapter 7 Bankruptcy<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Pursue a fresh financial start.<\/strong><\/p>\n<p style=\"text-align: center;\">Chapter 7 may allow eligible individuals to discharge certain qualifying debts and move forward with greater financial stability.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f7f7f7&#8243; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#efefef&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_horizontal=&#8221;5px&#8221; box_shadow_vertical=&#8221;9px&#8221; box_shadow_blur=&#8221;19px&#8221; box_shadow_color=&#8221;rgba(0,0,0,0.47)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;10px||15px||false|false&#8221; custom_padding=&#8221;20px|60px|20px|60px|true|true&#8221; link_option_url=&#8221;https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/&#8221; header_3_font_size_tablet=&#8221;24px&#8221; header_3_font_size_phone=&#8221;22px&#8221; header_3_font_size_last_edited=&#8221;on|phone&#8221; header_3_line_height_tablet=&#8221;1.4em&#8221; header_3_line_height_phone=&#8221;1.2em&#8221; header_3_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h3 style=\"text-align: center;\">Chapter 13 Bankruptcy<\/h3>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\"><strong>Create a manageable path toward debt relief.<\/strong><\/p>\n<p class=\"isSelectedEnd\" style=\"text-align: center;\">Chapter 13 allows eligible individuals with regular income to reorganize qualifying debts through a court-approved repayment plan.<\/p>\n<p style=\"text-align: center;\"><strong>Learn More \u2192<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;2_5,3_5&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/hamptonroadslawfirm.com\/wp-content\/uploads\/2026\/08\/pexels-kampus-8815843-scaled-e1786462324979.jpg&#8221; alt=&#8221;bankruptcy lawyers in Hampton Roads&#8221; title_text=&#8221;bankruptcy lawyer in Hampton Roads&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;3_5&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#0d4a7c&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Will You Lose Your Assets in Bankruptcy?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||15px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"isSelectedEnd\">One of the biggest concerns people have about bankruptcy is whether they will lose their home, vehicle, tax refund, or other property.<\/p>\n<p class=\"isSelectedEnd\">Bankruptcy does not automatically mean that you will lose everything you own. Virginia law provides exemptions that may allow you to protect certain assets during bankruptcy. The exemptions available to you depend on your individual circumstances and the type of property involved.<\/p>\n<p>Our bankruptcy lawyers in Hampton Roads can review your assets and financial situation and explain how applicable exemptions may affect your case.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#0d4a7c&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Can You Rebuild Credit After Bankruptcy?<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"isSelectedEnd\"><span>Filing for bankruptcy can affect your credit, and it is understandable to be concerned about what that means for your financial future. However, bankruptcy does not mean that you will never be able to obtain credit again.<\/span><\/p>\n<p class=\"isSelectedEnd\"><span>As you move forward after bankruptcy, establishing responsible financial habits can help you begin rebuilding your credit. Depending on your circumstances, you may eventually qualify for financing for major purchases such as a vehicle or home.<\/span><\/p>\n<p><span>Our Bankruptcy attorneys can help you understand the bankruptcy process and the steps you can take to move toward a stronger financial future.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Call 757-896-0868 Today!&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0d4a7c&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Lato|700||on|||||&#8221; button_icon=&#8221;&#xe090;||divi||400&#8243; custom_margin=&#8221;15px|||||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f4f4f4&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1400px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;&#8211;et_global_heading_font|700|||||||&#8221; header_2_text_color=&#8221;#0d4a7c&#8221; header_2_font_size=&#8221;30px&#8221; custom_margin=&#8221;||15px||false|false&#8221; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;28px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Talk To A Bankruptcy Attorney Today<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;&#8211;et_global_body_font|500|||||||&#8221; text_text_color=&#8221;#555555&#8243; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.4em&#8221; link_text_color=&#8221;#0d4a7c&#8221; header_3_font=&#8221;&#8211;et_global_body_font|600|||||||&#8221; header_3_text_color=&#8221;#555555&#8243; header_3_font_size=&#8221;24px&#8221; header_3_line_height=&#8221;1.4em&#8221; custom_margin=&#8221;||40px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p class=\"isSelectedEnd\">Hampton Roads Law Firm represents clients throughout the Virginia Peninsula and Southside Hampton Roads.<\/p>\n<p class=\"isSelectedEnd\">If overwhelming debt, creditor collection efforts, wage garnishment, or the threat of foreclosure has left you unsure of what to do next, our bankruptcy lawyers in Hampton Roads are here to help you understand your options and take the next step toward financial relief.<\/p>\n<p class=\"isSelectedEnd\"><strong><a href=\"https:\/\/hamptonroadslawfirm.com\/contact-us\/\">Contact Hampton Roads Law Firm<\/a> today to schedule a consultation.<\/strong><\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;Call 757-896-0868 Today!&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.27.7&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;#0d4a7c&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;0px&#8221; button_font=&#8221;Lato|700||on|||||&#8221; button_icon=&#8221;&#xe090;||divi||400&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hampton Roads Law Firm provides bankruptcy representation for individuals throughout Hampton Roads, including Chapter 7 and Chapter 13 bankruptcy, foreclosure matters, debt relief, and asset protection.<\/p>\n","protected":false},"author":1,"featured_media":10642,"parent":10615,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"<div id=\"pl-3525\" class=\"panel-layout\"><div id=\"pg-3525-0\" class=\"panel-grid panel-no-style\"><div id=\"pgc-3525-0-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" data-style=\"{\"background_image_attachment\":false,\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h1 class=\"header\">Experienced, Effective & Compassionate Bankruptcy Attorneys Serving Hampton Roads<\/h1><p>The bankruptcy attorneys at <em><strong>John W. Lee, P.C.<\/strong> <\/em>have handled over ten thousand cases and have over 70 years of combined legal experience. We understand how frustrating it can be to have a pile of bills that you cannot pay. Our attorneys and paralegals have the expertise to help you through the bankruptcy process.<\/p><p>An effective attorney can help you protect your house, car, tax refund and other assets in bankruptcy. Without an experienced attorney by your side in bankruptcy court; you could lose your home, car, wages, tax refund or other valuable assets. Bankruptcy can stop foreclosures, wage garnishments and harassing phone calls.<\/p><p>Many people are afraid to file a bankruptcy because they think it will ruin their credit. While it is true a credit score may go down after filing a bankruptcy, in many cases a person\u2019s credit score is even higher within a couple of years after having filed a bankruptcy. Quite often a few years after filing for bankruptcy, a person can finance the purchase of a house or car on credit.<\/p><hr \/><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-1\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-1-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-1-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"1\" data-style=\"{\"background_image_attachment\":false,\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":3570,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title_align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"alternatives to filing bankruptcy\",\"url\":\"post: 3569\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f7d4697ed9\",\"_sow_form_timestamp\":\"1524766568215\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510001\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-1-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"1\\\" data-style=\\\"{\"background_image_attachment\":false,\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-1-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-1-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-1-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/alternatives-to-bankruptcy\/\">Alternatives to a Virginia Bankruptcy<\/a><\/h2><p>Whether they choose a Chapter 7 or a Chapter 13, a bankruptcy offers people a means of getting out of debt, but bankruptcy is not for everyone. \u00a0Options include\u00a0negotiating with unsecured creditors, debt consolidation, mortgage debt negotiations, real estate short sales, working with a debt consolidation company, or even doing nothing.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-2\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-2-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-2-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"3\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-3\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-3-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-3-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"4\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":4522,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3574\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f7eeeafb00\",\"_sow_form_timestamp\":\"1500480798918\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510004\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-3-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"4\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-3-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-3-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-3-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"5\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-7-attorneys\/\">Virginia Chapter 7 Bankruptcy<\/a><\/h2><p>Chapter 7 is the most common type of bankruptcy.\u00a0 A Chapter 7 bankruptcy will discharge most all types of debts; including medical bills, credit cards, deficiency balances, credit union loans, personal loans, store cards, credit lines, payday loans and more. \u00a0Overview of information concerning secured debt, mortgage and judgement liens, credit counseling, 341 hearings, debts excluded from being discharged in Virginia, reaffirmation agreements, tax refunds, and bankruptcy petition and schedules.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-4\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-4-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-4-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"6\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-5\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-5-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-5-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"7\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":4215,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3582\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f7f593030c\",\"_sow_form_timestamp\":\"1500480844005\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510007\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-5-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"7\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-5-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-5-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-5-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"8\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-13-attorneys\/\">Virginia Chapter 13 Bankruptcy<\/a><\/h2><p>Under a\u00a0chapter 13 bankruptcy, a debtor offers a 3-5 year repayment plan to the creditors with the goal of\u00a0paying off all or part of the debts from the debtor's future income. Chapter 13 bankruptcy\u00a0is a reorganization whereas\u00a0Chapter\u00a07\u00a0bankruptcy\u00a0is a liquidation. Overview of information concerning knowing if a Chapter 13 filing is right for their situation, how they work, who is eligible, a distinction between secured and unsecured creditors in a Chapter 13 bankruptcy.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-6\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-6-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-6-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"9\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-7\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-7-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-7-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"10\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":4611,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3585\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f80a250570\",\"_sow_form_timestamp\":\"1500480863696\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510010\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-7-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"10\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-7-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-7-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-7-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"11\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/virginia-chapter-11-bankruptcy-attorneys\/\">Virginia Chapter 11 Bankruptcy<\/a><\/h2><p>A Chapter 11 bankruptcy\u00a0generally applies for debt reorganization usually involving a corporation or partnership. A\u00a0Chapter 11\u00a0debtor usually proposes a plan of reorganization to keep its business alive and pay creditors over time. Overview of information concerning the process of filing a Chapter 11 bankruptcy, the reorganization plan,\u00a0the role played by the bankruptcy court in business operations, how small businesses can be subject to special chapter 11 rules, and\u00a0individuals filing for chapter 11 bankruptcy.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-8\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-8-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-8-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"12\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-9\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-9-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-9-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"13\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":3590,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3589\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f818c85503\",\"_sow_form_timestamp\":\"1500481054892\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510013\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-9-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"13\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-9-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-9-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-9-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"14\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/stopping-home-foreclosures\/\">Stopping a Foreclosure<\/a><\/h2><p>Most any bankruptcy can temporarily stop a foreclosure unless the debtor has filed too many previous bankruptcies. \u00a0It is in the best interest of a debtor to contact a bankruptcy lawyer as soon as possible once a foreclosure notice is received in the mail. An overview of information concerning\u00a0stopping foreclosure with a Virginia Chapter 13 bankruptcy, the\u00a0responsibility of homeowners filing to save their home,\u00a0an option for a homeowner who cannot afford their monthly mortgage payment, and\u00a0options for homeowners when banks do not foreclose.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-10\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-10-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-10-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"15\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-11\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-11-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-11-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"16\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":4622,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3592\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f82fbf1bfd\",\"_sow_form_timestamp\":\"1500480925053\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510016\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-11-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"16\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-11-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-11-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-11-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"17\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/protecting-your-assets\/\">Protecting Your Assets in Bankruptcy<\/a><\/h2><p>The trusted bankruptcy attorneys at <em><strong>The Law Offices of John W. Lee, P.C.<\/strong><\/em>, can help individuals filing for bankruptcy protect some or all of their assets through the exemptions granted under Virginia law. An overview of information concerning Federal bankruptcy exemptions and how Virginia has opted out of following them, and how\u00a0protecting assets in a bankruptcy in Virginia includes a homestead.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-12\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-12-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-12-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"18\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-13\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-13-0\" class=\"panel-grid-cell\" data-weight=\"0.300403225806\"><div id=\"panel-3525-13-0-0\" class=\"so-panel widget widget_sow-image panel-first-child panel-last-child\" data-index=\"19\" data-style=\"{\"background_display\":\"tile\"}\">[siteorigin_widget class=\"SiteOrigin_Widget_Image_Widget\"]<input type=\"hidden\" value=\"{\"instance\":{\"image\":3597,\"image_fallback\":\"\",\"size\":\"full\",\"align\":\"default\",\"title\":\"\",\"title_position\":\"hidden\",\"alt\":\"\",\"url\":\"post: 3595\",\"bound\":true,\"full_width\":true,\"_sow_form_id\":\"596f8361db268\",\"_sow_form_timestamp\":\"1500480368373\",\"new_window\":false,\"so_sidebar_emulator_id\":\"sow-image-352510019\",\"option_name\":\"widget_sow-image\"},\"args\":{\"before_widget\":\"<div id=\\\"panel-3525-13-0-0\\\" class=\\\"so-panel widget widget_sow-image panel-first-child panel-last-child\\\" data-index=\\\"19\\\" data-style=\\\"{\"background_display\":\"tile\"}\\\" >\",\"after_widget\":\"<\\\/div>\",\"before_title\":\"<h3 class=\\\"widget-title\\\">\",\"after_title\":\"<\\\/h3>\",\"widget_id\":\"widget-13-0-0\"}}\" \/>[\/siteorigin_widget]<\/div><\/div><div id=\"pgc-3525-13-1\" class=\"panel-grid-cell\" data-weight=\"0.699596774194\"><div id=\"panel-3525-13-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"20\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h2><a href=\"https:\/\/hamptonroadslawfirm.com\/managing-and-rebuilding-credit-counseling\/\">Managing and Rebuilding Credit<\/a><\/h2><p>The Virginia Beach bankruptcy attorneys at\u00a0<em><strong>The Law Offices of John W. Lee, P.C.<\/strong><\/em>, understand the importance of establishing good credit, but they also realize that unforeseen financial challenges, such as unemployment or a serious illness or injury, can overwhelm even the most conscientious individual. Their strategy for helping individuals to rebuild their credit and manage debt starts with a review of some of the basic principles about credit.<\/p><\/div><\/div><\/div><\/div><\/div><div id=\"pg-3525-14\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-14-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-14-0-0\" class=\"so-panel widget widget_text panel-first-child panel-last-child\" data-index=\"21\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"textwidget\"><hr \/><\/div><\/div><\/div><\/div><div id=\"pg-3525-15\" class=\"panel-grid panel-no-style\" data-style=\"{\"background_display\":\"tile\",\"cell_alignment\":\"flex-start\"}\"><div id=\"pgc-3525-15-0\" class=\"panel-grid-cell\" data-weight=\"1\"><div id=\"panel-3525-15-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"22\" data-style=\"{\"background_display\":\"tile\"}\"><div class=\"so-widget-sow-editor so-widget-sow-editor-base\"><div class=\"siteorigin-widget-tinymce textwidget\"><h4>The attorneys at John W. Lee, P.C. offer a free initial consultation, payment plans and Saturday appointments. If your creditors won\u2019t stop calling and harassing you, then call us: we will be able to help.<\/h4><h5>Overwhelmed By Credit Card Debt? Protect Your Assets and Rebuild Your Credit!<\/h5><h5>CALL US TODAY! (757) 896-0868<\/h5><\/div><\/div><\/div><\/div><\/div><\/div>","_et_gb_content_width":"","footnotes":""},"class_list":["post-3525","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/pages\/3525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3525"}],"version-history":[{"count":59,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/pages\/3525\/revisions"}],"predecessor-version":[{"id":10677,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/pages\/3525\/revisions\/10677"}],"up":[{"embeddable":true,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/pages\/10615"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=\/wp\/v2\/media\/10642"}],"wp:attachment":[{"href":"https:\/\/hamptonroadslawfirm.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}